Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
•
Social Security number and [income]
•
[account balances] and [payment history]
•
[credit history] and [credit scores]
•
[Email address]
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CSoft, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does CSoft, LLC share?
Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes — to offer our products and services to you
YES
NO
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—information about your transactions and experiences
For our affiliates’ everyday business purposes—information about your creditworthiness
NO
YES
YES
YES
We don’t share
NO
YES
For nonaffiliates to market to you
For nonaffiliates to market to you
NO
NO, unless customer requests
We don’t share
Reasons we can share your personal information. Does CSoft, LLC share? Can you limit this sharing?
1)
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus, YES, NO
2)
For our marketing purposes — to offer our products and services to you, YES, NO
3)
For joint marketing with other financial companies, YES, We don’t share
4)
For our affiliates’ everyday business purposes—information about your transactions and experiences, YES, NO
5)
For our affiliates’ everyday business purposes—information about your creditworthiness, YES, YES
6)
For nonaffiliates to market to you, YES, NO
7)
For nonaffiliates to market to you, NO, unless customer requests, We don’t share
To limit our sharing
License Agreement
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing.
Questions?
Call [phone number] or go to [website]
Who is providing this notice?
CSoft, LLC
How does CSoft, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.CSoft, LLC uses encryption to protect your sensitive data. You are also issued usernames and passwords, which you should not share with anyone.
How does CSoft, LLC collect my personal information?
We collect your personal information, for example, when you
•
[open an account] or [deposit money]
•
[pay your bills] or [apply for a loan]
•
[use your credit or debit card]
•
Instruct us to place cryptocurrency orders for you
•
Deposit or withdraw cryptocurrency funds to or from your CSoft, LLC account
•
[pay your bills] or [apply for a loan]
[We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.]
Why can’t I limit all sharing?
Federal law gives you the right to limit only
•
sharing for affiliates’ everyday business purposes—information about your creditworthiness
•
affiliates from using your information to market to you
•
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
•
CSoft, LLC does not share your information with nonaffiliates so they can market to you, but it does reserve its rights to disclose information it collects, in the manner described above, with businesses which perform services on behalf of CSoft, LLC.
Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other important information
•
California Residents: California Civil Code § 1798.83 provides California residents the right to request certain information regarding disclosure of personally identifiable information to third-parties for direct marketing purposes. To make such a request, please contact us as instructed in the “Questions?” section above. CSoft, LLC will not share information we collect about you with nonaffiliates, except as allowed by law and as disclosed in this policy. For example, we may share information with your consent or to service your accounts. [Among our affiliates, we will limit information sharing to the extent required by California law.]
•
Nevada Residents: Nevada requires us to disclose that Nevada residents may request to be placed on CSoft, LLC’s internal “do not call” list at any time by calling [phone number], and may obtain further information by contacting the Nevada Attorney General by first class mail at 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; by phone at (702) 486-3132; or via email at
BCPINFO@ag.state.nv.us.
•
Vermont Residents: CSoft, LLC will automatically limit sharing of your information as required by Vermont law.
